Financing Solutions

Make your next vehicle affordable

Flexible in-house financing for repossessed vehicles bought at auction. $10,000 minimum down, fixed 5% annual interest, terms up to 72 months — so you can drive away with confidence.

$10k
Min down
5%
Fixed APR
72mo
Max term
From application to wheels
  1. 1
    Apply
    5-min form
  2. 2
    Decision
    1–2 days
  3. 3
    Sign & pay
    10% down
  4. 4
    Drive away
    Delivery to your door
Overview

Financing Solutions at RepoVendor

We provide in-house financing designed to make buying repossessed vehicles at auction affordable, cost-effective, and tailored to your needs. With a minimum down payment of $10,000, a fixed 5% annual interest rate, and flexible terms extending up to 72 months, we help you move forward with confidence.

Step by step

Financing Process Overview

  1. 1

    Submit your application

    Get started by completing our financing application. You can apply through one of the following methods:

    • Online via the application form on this page
    • By sending an email to support@repomarket.com
    • By speaking directly with your sales representative

    The application requires essential business and personal details to support credit evaluation.

  2. 2

    Application review & approval

    Once received, your application will be reviewed by our financing team — usually within 1–2 business days.

    • Additional documents may be requested depending on your application
    • After approval, you receive a personalized financing proposal based on your requested term (up to 72 months)
  3. 3

    Down payment requirements

    To proceed with financing, a minimum down payment is required:

    • The minimum down payment amount is $10,000
    • The required amount may be higher depending on vehicle value and credit assessment
    • Down payments are made via bank transfer

    This amount is applied directly to the total vehicle cost, reducing the financed portion.

  4. 4

    Financing agreement

    Once the down payment is received, a formal financing agreement is prepared. The document includes:

    • The remaining balance to be financed
    • A fixed interest rate of 5% annually
    • A detailed monthly payment schedule
    • The chosen financing duration (up to 72 months)
    • Full terms and payment conditions

    Review the agreement thoroughly. Our team is available to clarify any part of the process before signing.

  5. 5

    Vehicle delivery

    After confirming the agreement and verifying the down payment:

    • We arrange for the release or delivery of your vehicle
    • Your sales representative coordinates delivery on your preferred schedule
  6. 6

    Monthly payments

    Late payments may incur fees, as stated in your financing terms. Scheduled payments are made by one of the following options:

    • Automatic bank withdrawal
    • Cash
    • Credit card
  7. 7

    Ongoing account support

    Our commitment to customer service extends beyond your purchase. Our team is available for:

    • Questions about your payment schedule
    • Information regarding payoff or outstanding balance
    • Requests for adjusting your term (subject to approval)
    • Early payoff and refinancing options
Apply for Financing

Get pre-approved

Tell us a bit about you and the vehicle you're interested in. Our financing team replies within 1–2 business days.

By submitting you agree to be contacted by RepoVendor about your financing inquiry. Submission does not constitute a credit decision.